Houston Foreclosure Lawyers
Pasadena Loan Stripping & Modification Attorneys – Collection Attorneys for Creditors
At the law firm of Zukowski, Bresenhan, Sinex & Petry, L.L.P., in Houston, Texas, our attorneys represent debtors and creditors throughout Texas in foreclosure matters. If you are looking for a way to stay in your home, or you are a business trying to collect past-due debt, we can help ensure a favorable outcome while protecting your individual or business interests.
Representation for Debtors
We understand how hard you have worked to buy your home, and believe that rising interest rates, job loss, medical expenses or other unforeseen circumstances should not force your family out of it. At Zukowski, Bresenhan, Sinex & Petry, L.L.P., we advise debtors on ways to avoid home foreclosure.
One of the most common ways to stop foreclosure is by filing Chapter 13 bankruptcy. Chapter 13 reorganizes debt into a three- to five-year payment plan. During this repayment period, debtors lower their overall monthly payment toward debt so they can pay back arrearages and afford their current mortgage. In some situations where the mortgage is for more than the house is worth, debtors may also strip the second mortgage off their house.
Representation for Creditors
Consumers have an obligation to pay their debts. If a creditor has not been paid, legal and financial action, such as a foreclosure, may be necessary to collect what is owed. Our attorneys represent banks, savings and loans, mortgage companies and other institutions that need help collecting mortgage payments. We can help object to a bankruptcy plan or negotiate a loan modification, if in the business’ best interest.
To learn more about how we can help both debtors and creditors in foreclosure matters, contact our office today for a confidential consultation.
We represent clients throughout the greater Houston area, including Montgomery, Brazoria, Chambers, Galveston, Waller, Fort Bend, and Harris Counties.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.